Banking solutions and strategies

Turn today’s banking challenges into confident decisions

Banks today face growing pressure to compete for deposits, responsibly grow loan portfolios, prevent fraud and modernize customer experiences while operating under tighter margins and heightened scrutiny. Experian delivers banking solutions powered by data, analytics and decision intelligence to help banks make confident decisions across the full customer lifecycle.

For over 30 years, Experian^® has partnered with banks of all sizes to enhance opportunities across the customer lifecycle. Let our industry experts help you transform your business with banking solutions and strategies aimed at helping you deliver the experience and products that your customers value.

Modern banking strategies start with better data

Banks are navigating a rapidly changing environment where growth, risk and customer expectations intersect. Winning institutions leverage banking strategies rooted in data, automation and advanced analytics to drive sustainable performance and mitigate risk.

Grow deposits and relationships

Acquire high-value customers, grow deposits, and expand consumer and commercial lending with data-driven acquisition, targeting and portfolio strategies.

Manage risk and protect trust

Improve credit decisions, prevent fraud and maintain regulatory compliance with advanced analytics and identity intelligence.

Modernize banking with data and AI

Unify data, automate decisioning and enhance digital experiences to improve efficiency and customer engagement.

Let’s build smarter banking strategies together

Whether your priority is growth, lending, risk or modernization, Experian’s banking solutions help you move forward with confidence.

Chosen leader in the financial services industry

245 M

consumers within our premier credit database

25 M+

credit data records on businesses

62 M

thin-file/credit-invisible consumers now visible to advanced models

9 of 10

top financial institutions have Experian in primary position for core consumer credit data

Why banks choose Experian

Power growth with unmatched data
Consumer and businesses are accurately covered to support deposit targeting, consumer and commercial lending, and SMB expansion.
Drive measurable impact with an integrated decisioning platform
AI-powered analytics deliver 183% ROI and ~12-month payback in advanced decisioning transformation.
Unify credit and fraud in a single intelligence layer
Integrated fraud, identity and credit signals reduce synthetic identity risk, bust-out fraud and early losses.
Innovate confidently with a trusted banking partner
Scalable, governance-ready solutions serving national, regional and community banks.

Proud Premier Sponsor of the Consumer Bankers Association

As a Premier Sponsor of the Consumer Bankers Association, Experian works side by side with bank leaders throughout the year to turn emerging trends into actionable insight, shaping the future of retail banking and responsible growth.

What I value most working with Experian is that we feel like we are one team. We’re in the mix together whether it’s rolling up our sleeves to fight fraud [or] implementing change that will help make our products better.

Warren Jones, Senior Director of Fraud Operations
Santander Bank
Watch Santander interview