Experian® is a global data and technology company, powering opportunities for people and businesses around the world. We help redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.
We provide businesses with capabilities to establish and develop relationships with their customers, grow their businesses over time and to manage risks so they can make better business decisions. We build and manage large and comprehensive databases and through software and analytics we support real-time decision-making. Increasingly we will deliver these capabilities as integrated services delivered via Experian platforms.
We draw on the depth and breadth of our databases and third-party information including clients' own data, to create and develop analytics, predictive tools, sophisticated software and plataforms, increasingly through integrated platforms embedded in client workflows. These help businesses and organizations manage and automate large volumes of decisions and processes more effectively using the most advanced technology. Our services help our clients improve the consistency and quality of their business decisions in areas including credit risk, fraud prevention, identity management, customer service and engagement, account processing, and account management. Our industry specialists and data scientists work with clients to help them find the best solutions for their needs, providing advanced data analysis, research and development.
We help millions of people take control of their finances. We provide credit education, identity monitoring and fraud prevention services directly to consumers This includes free access to their Experian credit report and score, and useful online educational tools. We enable people to contribute their own data to their file by adding, for example, rental, utility, mobile and streaming service payments, to thelp them improve their credit score. We help people save money through marketplaces where they can access credit, personal loans, mortgages, automotive inusurance and other deals that are highly persoanlized to them.