Credit Monitoring and Alerts

Help increase retention and keep your consumers engaged with robust credit services.

Credit Monitoring (1B & 3B)

Help consumers track their credit and notify them of key changes that could be early fraud indicators.

Authorization Alerts

Help protect against potential fraud with real-time alerts when personal data is used for verification.

Credit Limit, Utilization, & Balance (C.L.U.B.) Alerts

Provide consumers more robust financial and credit awareness while helping protect themselves from fraud.

Dormant Account Alerts

Keep consumers in control of their Experian credit report by notifying when a account becomes active.

Inquiry Alerts

Continuously monitor a Experian credit report for hard inquiries and notify when an event occurs.

Positive Activity Alerts

Notify consumers of changes to their Experian credit report that may positively impact their credit score.

Credit Reports and Scores

Acquire consumers and earn trust with financial products that help manage their financial wellness.

Experian Credit Report (1B)

Deliver accurate credit data to help consumers meet goals and illuminate new possibilities.

Tri-bureau Credit Reports (3B)

Expand your credit education program to include comprehensive credit reports from all three bureaus.

FICO® Score¹

Differentiate your program by providing FICO® Scores¹—the most widely used credit score.

FICO® Score Planner²

Provide personalized action plans and insights that can help consumers achieve their credit goals.

VantageScore® Credit Score³

Make your program more inclusive—provide a VantageScore® credit score³ that leverages techniques that result in greater accuracy.

Score Tracker

Provide consumers a visual history of their monthly FICO® Score² or VantageScore®³ credit score along with score factors.

Score Simulator

Estimates a potential FICO® Score² or VantageScore® credit score³ based on personalized financial scenarios.

Financial Management Tools

Evolve your customer engagement strategy and support their financial goals with comprehensive credit and financial management tools.

Digital Financial Manager

Offer comprehensive credit and financial management tools that inspire action with unique improvement insights.

Financial Calculators

Help prepare for life’s biggest moments with web-based financial tools to help show potential outcomes.

Digital Privacy and Control Tools

Drive acquisition with features that help empower consumers to proactively protect their identity.

Digital Identity Manager

Uplevel engagement by providing continuous monitoring and removals from people finder sites.

Identity Health Score⁴

Differentiate your program by providing an identity risk score with a personalized and prioritized action plan.

Password Manager

Make security and protection mindless with a browser-integrated, easy-to-use password manager.

Safe Browser

Protect browsing by alerting consumers of unsafe sites, blocking targeted ads and third-party trackers.

Secure VPN

Keep consumer's online activity private with a highly encrypted, unlimited bandwidth VPN.

Identity Monitoring and Alerts

Increase engagement with comprehensive personal information monitoring that alerts consumers of potential threats.

CyberAgent® Dark Web Monitoring

Become a trusted partner by alerting consumer's of any exposure of personal information on the dark web.

Social Security Number Monitoring

Continuous monitoring alerts a consumer if a new name, alias, or address is registerd with their SSN.

Child Monitoring⁵

Protect your consumers futures and give their parents peace-of-mind with monitoring of a minor's information.

Financial Account Takeover Monitoring

Help save consumers from a bank account takeover by alerting them of suspicious activity.

Alternative Loan Monitoring

Continuous monitoring of non-credit, high-interest loans to protect the financial wellness of your consumers.

Court Records Monitoring

Notify consumers if their personal information is being used fraudulently in the court system.

Change of Address Monitoring

Alert consumers when a change of address associated with their information is registered with USPS.

Sex Offender Monitoring

Give families peace-of-mind with up-to-date information about registered sex offenders in their area.

Social Media Monitoring

Engaging alerts notify consumers when something they post could potentially compromise their identity or reputation.

Financial Transaction Monitoring

Make it easy to manage and protect financial assets with a consolidated view of bank accounts and suspicious activity alerts.

Identity Restoration Services

Retain consumers by providing financial protection and support services if they experience identity theft.

Identity Theft Insurance⁶

Help consumers recover financially from identity theft by providing various levels of reimbursement coverage.

Lost Wallet Protection

Assist consumers in the event of a lost or stolen wallet by providing them with a digital wallet so they can easily cancel and replace cards.

Full-service Identity Restoration

Provide assistance throughout the process of identity restoration with the help of certified restoration specialists.

Employee Benefits

Promote peace of mind and productivity by providing valuable financial wellness features, identity, device, and data protection.

Experian® My Financial Expert®

A modern financial wellness platform to help employees prepare for life’s biggest moments. Acquire top talent and drive employee engagement and retention with a differentiated benefits program.

Learn more about our products with an Experian Partner Solutions consultant

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¹Credit score calculated based on FICO® Score models. Your lender or insurer may use a different FICO® Score, or another type of credit score altogether. Click here to learn more. Click here to learn more.
²FICO® Score Planner results are provided for informational purposes only and are intended to approximate the impact of various actions on your FICO® Score 8 - assuming all other factors stay the same. Your actual score, and the impact of any actions taken, results from a complex interaction of FICO's scoring methodologies and the information on your credit report, some of which changes daily. FICO® Score Planner doesn't consider information from accounts where you are reported as an authorized user.
³Calculated on the VantageScore® 3.0 credit score model. Your VantageScore 3.0 credit score from Experian® indicates your credit risk level and is not used by all lenders, your lender may use a score that’s different from your VantageScore 3.0 credit score. Click here to learn more.
⁴The Identity Health Score is different than a credit score and has no impact on a user’s credit score.​
⁵Child monitoring includes up to 10 children under the age of 18. One-time Parent/Legal Guardian verification may be required.
⁶The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.