Powering better verification solutions for the modern mortgage

Today’s borrowers expect their home buying experience to be like other shopping experiences — quick, easy and effortless — particularly when it comes to income and employment verifications. As a mortgage lender, you want nothing more than a seamless verification process — for both your borrower and your business. What’s more, you need a solution that will satisfy GSE requirements.

Enter Experian Verify™. Access unique and up-to-date income and employment records from the second largest instant employer payroll network in the industry — giving you the information you need to make confident, real-time decisions that increase efficiency, reduce cost and improve the experience for you and your borrowers.

 

 

 

Achieving the digital mortgage

Discover how Xactus and Experian work toward achieving the digital mortgage – seven days from loan origination to closure.

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Why Experian Verify

Trusted income and employment verification for mortgage

Better data

Access millions of unique and up-to-date employer payroll records available exclusively through Experian®.

Better decisions

Gain a more complete financial picture and make confident lending decisions based on the most reliable information available.

Better experience

Reduce the cost and complexity of manual verification and give your borrowers the frictionless experience they deserve. 

Peace of mind

Relax knowing Experian Verify is eligible for GSE income and employment validation solutions.

Experian Verify now supports Day 1 Certainty® from Fannie Mae and Loan Product Advisor® asset and income modeler (AIM) from Freddie Mac

You asked. We listened.

Experian is now an authorized report supplier of income and employment verification for mortgage through Fannie Mae’s Desktop Underwriter® (DU®) validation service and Freddie Mac’s Loan Product Advisor® asset and income modeler (AIM).

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Propel your business forward with Experian Verify

  • Reduce financial risk | By gaining deeper financial insight and avoiding use of falsified information 
  • Reduce buyback risk | By using a solution that’s eligible for GSE validation 
  • Save money | By increasing operational efficiency and reducing costly manual verification 
  • Accelerate time to close | By streamlining your origination process with automated decisioning

Featured Experian Verify Partners

Insights

Learn more about our mortgage employment and income verification solutions

For employer, employee or verifier transaction support

For inquiries about Experian Verify for Mortgage