Report
Published December 5, 2025
Fraud Management Risk Management
The scale of global cyberattacks continues to rise, and 2026 is poised to be the year of AI in cybersecurity.
In our 13th annual Data Breach Industry Forecast, we share our top predictions for the year ahead, including:
- The rise of synthetic identities built from stolen data
- AI overtaking human error as the top cause of breaches
- The growing risk of AI and quantum computing cyberattacks
- Emerging threats like mutating malware, brain hacking and a shrinking gender gap among hackers
Gain insight into the trends shaping the future of data security. Download the full forecast to prepare for what’s ahead.
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Webinar
Tracking first-party fraud: Industry benchmarks
Understand how first-party fraud is changing across financial institutions and what it means for your organization. Learn from Experian experts using industry benchmark data.
- Explore year-over-year first-party fraud trends
- Compare fraud rates across banks, credit unions and fintechs
- Learn practical strategies to benchmark and strengthen fraud prevention
White Paper
The State of Decisioning: Competitive Advantage with AI
Discover where leading institutions are taking decisioning:
- Explores why intelligent decisioning is becoming a competitive advantage for financial institutions.
- Examines research on AI, data, governance and decision intelligence.
- Highlights common modernization challenges and practical strategies for improving decision outcomes.
eBook
Uncover Hidden Risk in Prime Credit Portfolios
Discover how lenders can strengthen prime portfolio performance by combining traditional credit risk strategies with first-party fraud analytics to identify hidden risk and improve early payment default detection.
Key insights:
- Traditional credit scores measure ability to repay but may not identify consumers with no intent to repay.
- First-party fraud models can uncover hidden early payment default risk within prime portfolios and improve risk segmentation.
- Research shows measurable lift in early delinquency detection and ROI when fraud analytics complement credit scoring.
Report
The imposter in the session: A full force invasion
Uncover how a coordinated fraud ring scaled into a full force ATO invasion, connecting 166 devices across nearly 300 accounts in just 30 days. Explore how specialized roles from reconnaissance to monetization worked together to bypass controls, exploit vulnerabilities, and outpace defenses, and why real time behavioral, device, and network intelligence is critical to stopping attacks early.