Prescreen to Prosper: Data-Driven Prospecting that Delivers for Credit Unions

Prepare your portfolio before peak holiday spending with insights into changing consumer behavior, credit trends and risk signals.

• Understand how income divergence is reshaping portfolio risk.
• Learn how BNPL, AI and alternative data influence lending decisions.
• Identify strategies to grow wallet share while managing early delinquency risk.
• Prioritize actions before the holiday shopping season begins.

Read the latest State of Fintech Report to see strategy playbook fintechs are implementing in 2026 and beyond. Key insights include:

• How fintech leaders are balancing growth, fraud risk and portfolio performance
• Why data strategy is becoming a competitive advantage in credit decisioning
• How identity, credit and behavioral signals are enabling smarter lifecycle decisions
• Practical actions fintech organizations can take to grow with confidence in 2026

Learn how a proactive credit card graduation strategy helped America First Credit Union responsibly expand member relationships while maintaining strong portfolio performance.

• Increased more than 32,000 credit card limits
• Generated approximately $26 million in balance growth
• Maintained just 0.59% delinquency

Discover how Ascend Marketing helps marketers activate smarter campaigns with fresh credit data, including:

• Improving audience targeting with continuously refreshed credit data 
• Building, optimizing and activating campaigns in one connected workflow 
• Enhancing campaign performance with better insight