Smarter lending, powered by Experian and Plaid
Inclusive lending that seamlessly integrates real-time cash flow data and advanced risk insights to approve more consumers with confidence.
A new standard for credit decisioning
Experian® and Plaid have joined forces to unlock a more holistic view of consumer financial health — giving lenders a single, comprehensive solution to expand their reach.
By combining Experian’s industry-leading analytics and insights with Plaid’s real-time, consumer-permissioned cash flow data, lenders gain a competitive edge: smarter decisions, broader visibility and more inclusive lending.
Expand the lending universe
Leverage Experian’s extensive consumer credit data with the largest open banking data network from Plaid to find more customers.
Assess risk with greater precision
Tap into industry-leading cashflow attributes, insights and analytics for a deeper, more accurate view into borrower profiles.
Increase approval rates
Score more consumers with real-time cash flow insights to enable greater financial access and more inclusive lending.
Fast and secure account linking
Access real-time cash flow data with Plaid’s account linking experience that’s used by 1 in 2 U.S. bank account holders.
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- Solutions
- Advanced analytics and modeling
- Collections and debt recovery
- Credit decisioning
- Credit profile reports
- Customer engagement and retention
- Data reporting and furnishing
- Data sources
- Data quality and management
- Fraud management
- Global data breach services
- Identity solutions
- Marketing solutions
- Regulatory compliance
- Risk management
- Workforce management