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Report

2026 State of the U.S. Housing Market Report: Navigating Uncertainty, Unlocking Opportunity

Published January 7, 2026

Housing Credit & Economic Trends Economic & Market Insights
2026 State of the U.S. Housing Market Report: Navigating Uncertainty, Unlocking Opportunity

Gain actionable insights from Experian’s 2026 State of the U.S. Housing Market Report:

  • Mortgage market shifts and evolving borrower behaviors
  • Affordability pressures and what they mean for homeowners
  • Home equity as a key growth lever for lenders
  • Macroeconomic trends impacting housing demand and credit

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Most commercial risk models are designed to assess every industry. Construction operates by a different set of rules. Explore the data, research, and analytics behind Experian's first construction-specific score and learn how trade creditors can improve risk visibility, credit decisions, and portfolio performance.

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Q3 2026 Macroeconomic Scenarios Forecast

Explore Experian's Q3 2026 U.S. economic outlook and scenarios forecasts.

  • See GDP projections for 2026 and 2027.
  • Understand the outlook for inflation and unemployment.
  • Review expectations for Federal Reserve interest rates.
  • Compare base-case, optimistic and pessimistic scenarios.
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