Report
Published February 12, 2025
Credit Unions Economic & Market Insights
Experian's State of Credit Unions Report explores data-driven credit trends in the credit union space, with a particular focus on auto loans, unsecured personal loans and unsecured credit cards.
Take a deep dive into:
- Trends in originations and delinquencies among credit union members
- How credit unions fare against other financial institutions
- Strategies to attract new members and mitigate portfolio risk
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White Paper
Experian Housing Advantage
Experian Housing Advantage helps mortgage lenders make faster, more informed decisions by combining credit with property, rental, cashflow, verification, down payment assistance and future data. It supports higher conversions, lower origination costs, and better borrower experiences.
Webinar
Q3 2026 Macroeconomic Scenarios Forecast
Explore Experian's Q3 2026 U.S. economic outlook and scenarios forecasts.
- See GDP projections for 2026 and 2027.
- Understand the outlook for inflation and unemployment.
- Review expectations for Federal Reserve interest rates.
- Compare base-case, optimistic and pessimistic scenarios.
Case Study
Turning thin-file members into incremental growth
Learn how a proactive credit card graduation strategy helped America First Credit Union responsibly expand member relationships while maintaining strong portfolio performance.
- Increased more than 32,000 credit card limits
- Generated approximately $26 million in balance growth
- Maintained just 0.59% delinquency