The New Unlock for Mortgage

Economic uncertainty remains elevated amid geopolitical instability, but the U.S. economy continues to show resilience. Explore Experian's latest base-case forecast and what it could mean for businesses planning ahead.

• GDP growth projected at 2.0% in 2026 and 2.1% in 2027
• Inflation expected to rise to 3.5% in 2026 before easing to 2.1% in 2027
• Unemployment forecast to hold steady at 4.4% through 2027

Consumers have powered the U.S. economy through repeated shocks, but new pressures are testing their resilience. As energy prices rise and economic conditions shift, the outlook is becoming more uncertain.

• Labor market strength is weakening
• Income and wage growth are slowing
• High equity exposure increases risk

Download the latest Alternative Financial Services Trend Report to reveal new insights on growth and risk, including:

• Loan volume is up 21% YoY across installment and single pay products
• Installment bad rates declined 6.8% YoY
• Returning borrowers grew 26.5% YoY in RTO/LTO

Discover a faster, more efficient way to bring financial wellness and privacy solutions to market. Learn how to:

• Deliver in-demand financial wellness and identity protection solutions. 
• Accelerate build and integration with developer-friendly tools.
• Launch experiences that drive engagement from day one, not months later.
• Continuously optimize through partnership, insight and iteration.