Automotive Financial Insights from Experian
The Experian Automotive State of the Automotive Finance Market Report for Q2 2026 is now available.
This quarter’s report highlights several key trends shaping the automotive finance landscape:
- 16.8% Hybrid share of new vehicle financing (up from 12.99% YOY)
- $83/month average savings from auto loan refinancing.
- 2% increase in outstanding automotive loan balances YOY.
- 1 in 3 vehicle loans now exceed 72 months in length.
- Used vehicle financing share increased while overall financing volumes declined YOY.
Download a PDF of the presentation.
NADA 2026 Special Report: State of the Automotive Finance Market 2025 Year-in-Review
The State of the Automotive Finance Market: 2025 Year-in-Review Special Report provides an overview of key trends in vehicle purchasing and financing, including shifts in lender market share, credit performance, loan terms, and affordability.
The report also explores EV trends, changes in lease dynamics, the anticipated rise in off-lease EV volume in the coming years, and several other themes in the automotive finance market.