Velocity Vehicle Market Solutions
Velocity Market, Velocity Risk, Velocity Performance & Velocity Refinance.
Turn complex data into actionable insights to grow your auto lending portfolio
Market and risk reporting delivered through Velocity, our revolutionary business intelligence platform
Experian helps auto lenders drive sales, manage risk and gain a competitive edge with powerful insights delivered on our Velocity reporting platform. All four available options provide dashboards, reports and analytics provide insights to help you understand new and used auto sales and finance trends, adapt to change and deploy effective strategies. From sales and dealer relationship management to pricing and performance, Velocity provides clear, data-driven solutions to your challenges.
Velocity Market
Visualize new and used auto sales data to enable powerful strategies to grow and defend your revenue.
- Understand dealer clients’ loan and lease activity among other lenders by territory
- Rank dealers by loan volumes within custom-defined geographies, vehicle segments, and more
- Add value for key dealer clients by presenting market knowledge and dealer strategies with visualizations you can share
- Distinguish financing opportunities by vehicle models and years
Plus Velocity Market Report Builder provides full interaction and customization of the data.
Velocity Risk
Discover clear finance trends, market share and opportunities to drive growth and manage risk.
- Evaluate market activity and benchmark against peer groups
- Analyze competitive loan and lease pricing across markets and vehicles
- Track and manage finance penetration by credit quality to understand sales performance
- Assess loan-to-value by lender, market, and score bands which you define
Velocity Performance
Velocity Performance enables you to understand loan outcomes over time. It delivers comprehensive Automotive loan and lease performance details across multiple metrics and dimensions to help you better understand automotive origination risk.
- Analyze performance outcomes (financing status current or derogatory) by finance type, vehicles, and dealers
- Evaluate the performance of your dealer network
- Compare the performance of your lending strategies with the overall market
- Identify differences between good and bad lending decisions and outcomes
Velocity Refinance
Velocity Refinance enables you to track Auto Refinance trends in your market. Uncover the customer signals driving demand for you and your competitors.
- Analyze key market dynamics influencing auto refinancing activity.
- Examine critical factors such as term changes, rate adjustments, monthly payment differences, credit score shifts, and average months to refinance.
- Identify competitive lenders participating in refinance deals—distinguish between original lienholders, refinance lienholders, and lender types.
Market Share Data
Comprehensive monthly registrations, enhanced with additional data sources, show new and used auto sales configurable by dealer, lender, and more.
Credit Data Elements
Risk attributes appended to market data offer deeper analysis into loan and lease activity by dealer, peers, and more. Credit tiers, amount financed, monthly payment and rate averages are appended.
Valuation Data
J.D. Power new and used vehicle valuation data are integrated to deliver LTV and average value filtered by peer groups, geography and more.