By 2045, the U.S. will see a significant shift in ethnic makeup. We’re already seeing considerable changes in gender household dynamics and generation shifts.1 Despite these changes, minority households still face disproportionate barriers to affordable credit. By working together, we can help turn the tide and empower communities of color and rural white Americans to increase their financial future by closing the wealth gap.
Our focus is to help your organization create better outcomes for underserved consumers and small businesses by unlocking barriers to financial well-being.
Source: 1Bridging the Credit Divide: Income, Risk and Inclusion in Consumer Finance white paper, Vaneesha Dutra, Ph.D., Morehouse College
Understand emerging markets containing the largest opportunities for growth, including measurement tools.
Gain a deeper view of underbanked consumers and small business owners through additional FCRA-regulated data sources.
Use financial inclusion solutions to educate vulnerable populations, offering tools and support they need along their credit journey.
Partner with mission-driven lenders who are committed to empowering underserved populations.
We’re a trusted partner supporting your growth, literacy and inclusion strategies across the spectrum.
Let’s implement a strategy suited to meet your specific needs and goals.
The Experian Vision Awards, held during the Vision conference, recognizes the achievements of organizations that accelerate action, including financial empowerment and innovation. The Vision Awards celebrates leaders that drive opportunities and actionable change for consumers, businesses and society. Nominations for the 2026 Experian Vision Awards open June 1, 2026.
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