Together we can create a more inclusive tomorrow

Through Inclusion Forward™, we leverage our leading data, analytics and technology to reach communities that need us the most. By working with businesses and financial institutions, we have the opportunity to innovate and offer financial inclusion tools and insights to better serve the underbanked, communities of color and rural white Americans. 

We can help consumers and small business owners along their credit journey and put them in greater control of their financial health.

Learn how our financial inclusion tools support your business goals

Measure 

Find more consumers and small business owners through expanded demographic, financial and behavioral data. Leverage geo-summarized datasets to identify the needs of underserved communities and get insights into loan activity.

Track

Monitor the progress of your programs and their impact by using inclusion dashboards and indexes that give greater people-based insight into the diverse communities you serve.

Include

Gather more insights to drive business outcomes through expanded FCRA-regulated data sources, and leverage data that scores 96% of the scoreable population. Approve more consumers while mitigating risk.

Reach

Improve decisioning and modeling by leveraging enhanced datasets to reach consumers and business owners who would otherwise be credit invisible.

Financial inclusion is a business imperative

We can help your business implement a growth strategy to reach your goals while meeting the needs of your customers and the community.

Let’s talk

The need for financial inclusion by the numbers

Financial inclusion allows for greater access to safe and affordable financial services, helps close the wealth gap and enables underserved communities to build generational wealth. Lack of credit access keeps vulnerable communities challenged and the numbers below demonstrate that greater work is needed to support communities.

1.4B

people worldwide are unbanked, meaning they lack access to financial resources

Source: World Economic Forum, 2024

62%

of U.S. consumers feel the financial system acts in a way that makes them feel financially supported

Source: The Global Financial Inclusion Index, 2025

37%

of U.S. consumers feel confident in their ability to reach major financial life goals

Source: The Global Financial Inclusion Index, 2025

See how our roadmap helps you reach your business goals

Experian can help financial institutions find and approve more consumers — including no file and thin file — while confidently mitigating risk. Watch the video to see how our roadmap makes it possible.

Consumers-tools

Tools to help you and your customers

We have several financial inclusion solutions that you can deliver to your customers and small business owners to help them improve their credit score and impact their financial health. In fact, a 1% improvement in financial literacy levels is associated with a 2.78% reduction in defaults on household loans.1

  • Experian Go™ is a free program for those looking to establish and build credit for the first time.
  • Experian Boost®  helps consumers use positive payments on utility and video streaming service bills to improve their credit scores and gain access to more affordable credit.
  • Experian Boost® for Rent helps consumers instantly impact their FICO® Score 8 by adding their rental trades to their Experian credit file.

FICO is a registered trademark of Fair Isaac Corporation.

Source: 1The Global Financial Inclusion Index, 2025

Leverage our credit education tools to help you meet your goals.

With decades of experience in credit education, we bring proven expertise, employee training and trusted content to help you create a more informed, inclusive financial ecosystem.

Explore credit education tools

Together we can make a difference

Let’s talk about how we can help your business achieve your financial inclusion goals by completing the form below.

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