Resources

• Understand how affordability is reshaping renter behavior
• Explore generational shifts and rising rent burdens
• Analyze mobility, migration and payment trends
• Learn how financial conditions impact renter outcomes

Mortgage lenders face rising fallout, affordability strain, and shifting borrower expectations. This white paper explores how embedded financial wellness strengthens conversion, reduces risk, and builds long-term trust.

• Improve inquiry-to-close conversion
• Manage risk with real-time credit insights
• Address affordability pressures proactively
• Deepen engagement and drive sustainable growth

Discover how Experian’s Score Choice Bundle can empower lenders with modern data and transparent pricing:

• Access VantageScore 4.0 and FICO® 2 in every transaction
• Gain deeper insight using expanded, modern consumer data
• Simplify workflows with predictable pricing and bundled scoring
• Support broader access to homeownership with faster model adoption

In this session, we'll delve into the upcoming white paper titled "Enhancing MSR Valuation Using Trended Data," which reveals how integrating advanced credit bureau data can enhance MSR valuation and pricing.

What You'll Learn:

• How trended data improves MSR valuation accuracy
• Why predictability improves with advanced consumer data
• The impact of trended data on MSR pricing and risk assessment
• How Experian and AD&Co are advancing data-driven MSR analytics
• The value of integrated behavioral, economic, and cash flow models
• What this research means for servicers and investors

Featured Speakers:

• Bindiya Jain, Sr. Director of Product Innovation, Experian Housing
• Angad Paintal, Sr. Technical Product Manager, Experian Housing
• Richard Cooperstein, Director of Alliances and Policies, Andrew Davidson & Co., Inc.
• Sanj Chatterjee, Director of Behavioral Modeling, Andrew Davidson & Co., Inc.

This webinar will offer a unique opportunity for industry professionals to engage with innovative research and understand how trended data can drive more accurate MSR valuation. Don’t miss this chance to gain valuable knowledge and practical insights to refine your lending strategies.

Insights from Experian’s 2026 Mortgage Lender Playbook to help lenders drive growth and resilience:

• Expand access to credit using alternative data
• Capture rising home‑equity demand with streamlined solutions
• Improve pricing, risk controls, and performance precision
• Boost ROI with efficient income and employment verification

Gain actionable insights from Experian’s 2026 State of the U.S. Housing Market Report:

• Mortgage market shifts and evolving borrower behaviors
• Affordability pressures and what they mean for homeowners
• Home equity as a key growth lever for lenders
• Macroeconomic trends impacting housing demand and credit

Home equity lending is shifting fast and hidden risks could be costing you.

• Fraud is rising: Identity theft and misrepresentation are becoming more common, increasing losses and slowing approvals.
• Workflows are outdated: Manual processes and legacy systems are creating bottlenecks and inefficiencies.
• Profitability is impacted: Many lenders underestimate how these issues affect their bottom line.

Rental fraud is surging, driven by generative AI (GenAI) and automation, overwhelming leasing systems and increasing financial risk. Experian helps rental companies detect fraud early, protect revenue, and maintain seamless leasing experiences.

• 93% of rental companies reported fraud in the past year 
• Evictions cost over $3,500 each due to misrepresentation 
• 84% of companies saw falsified income documentation

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