Report
Published March 24, 2025
Fintech Banks Credit Unions Economic & Market Insights
Explore state-level and industry level data that banks, credit unions and fintechs can leverage to track the downturn and be correctly positioned for the recovery in this monthly report.
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Report
The Evolving Challenge of Regulatory Compliance in Model Risk Management
As regulations continue to change, financial institutions must establish robust risk management practices and adopt technology that matches the scale and speed of compliance requirements.
Key priorities include:
- Strengthening model governance and transparency
- Enhancing explainability and responsible AI integration
- Reducing compliance burden through seamless automation
- Ensuring consistency across model validation and approval processes
Read our full report to learn more about the growing importance of monitoring, transparency, and automation in model risk management.
Video
Used Cars Surge as Credit Tightens: The Auto Industry’s Balancing Act
As the automotive sector adapts to rising vehicle prices, shifting consumer behavior, and persistent inflation, the ripple effects are clearly visible in commercial credit activity. Experian’s latest Commercial Pulse Report (July 22, 2025) dives deep into the evolving credit dynamics within the auto industry—and one trend is clear: credit access is contracting across nearly every segment.
Check out the full report to see how these trends could impact your strategy!
Video
E-commerce is booming but fewer businesses seek credit
This week the Experian Commercial Pulse report focuses in on a fascinating paradox in the e-commerce industry that credit and risk management professionals should closely monitor. While online retail revenues continue their upward trajectory—now representing over 16% of total U.S. retail sales and generating quarterly revenues exceeding $300 billion—commercial credit inquiries from e-commerce businesses have declined by nearly 25% in the past year alone.
Check out the full report to see how these trends could impact your strategy!
Webinar
Innovation for Changing Market Dynamics Webinar
Join our speakers Ankit Sinha and Erin Haselkorn to discover how Experian’s AI solutions help financial institutions accelerate the modeling lifecycle, integrate efficient feature deployment, and achieve regulatory compliance.
Learn from our experts about:
- New automation in model building and deployment
- Model governance and compliance
- Innovative ways to leverage data throughout the customer lifecycle