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      White Paper

      Unlocking the Equity Era: Why 2025 is the Year of the HELOC

      Published July 1, 2025

      Mortgage Advanced Analytics & Modeling Data Sources Marketing
      Unlocking the Equity Era: Why 2025 is the Year of the HELOC

      This white paper explores the transformative potential of Home Equity Lines of Credit (HELOCs) in 2025, a year marked by record-high homeowner equity and shifting consumer credit behavior. It offers data-driven insights into how lenders can tap into the $29 trillion in untapped equity by leveraging advanced analytics, behavioral segmentation, and digital innovation to meet evolving borrower needs.

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      Watch this video to discover how Experian Assistant can help your business unlock the full power of your data with less friction and faster results.

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      15 September 2025

      State of Fintech 2025: Trends, Risks & Growth Strategies

      The fintech landscape is evolving rapidly—and 2025 is a pivotal year. Experian’s State of Fintech 2025 Report delivers exclusive insights into the market forces, consumer behaviors, and credit trends shaping the future of financial services. Learn how leading fintechs are adapting and where the next wave of growth is emerging.

      In this report, you’ll discover:

      • How fintechs are regaining market share in unsecured personal loans
      • The impact of rising delinquencies and student loan repayments
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      • 7 strategic imperatives to scale responsibly in a volatile market
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