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      Infographic

      Make better, data-driven decisions with loan loss analysis

      Published April 1, 2025

      Banks Credit Unions
      Make better, data-driven decisions with loan loss analysis

      Loan loss analysis is an effective way for lending institutions to drive smarter business decisions by identifying loans that have been lost, where they’ve been booked, their key characteristics, and how they’ve performed.

      With loan loss analysis, you can gain visibility into: 

      • What type of financial institution did that applicant book with (bank, credit union, finance company, etc.)? 
      • What was the average loan amount, and were others offering more or less? 
      • What was the estimated interest rate, and how did it compare to yours? 
      • What was the loan term length? 
      • What was the average risk score? 

      Accessing this information can help your organization validate your lending policies or find out where you can make adjustments to remain competitive in the market and win more business.

      Click the button below to access the infographic

      View now

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      Credit decisioning journey

      Financial institutions face several challenges during the credit decisioning process, such as poor data quality, scalability issues, data fragmentation, and high maintenance costs. Experian can help lending institutions enhance their credit decisioning journey at every step, through:

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